Everything RePay does.

Four things, done properly. Here is each one in detail, with the screens you will actually use.

See everything

Your month at a glance: collected against expected, then what needs action: Overdue, Slips to review, Due in the next 7 days.
Clear statuses: Overdue, Due, Upcoming, Paid, Waiting for review, Paused, Ended.
Missed months add up: "2 cycles · 59 days late · ETB 19,000".
Any amount accepted: a part payment shows "ETB 9,000 of 9,500"; extra becomes credit.
Many businesses, one account: apartments, a shop and a school, with one subscription.
Reports (paid plans): expected, collected, outstanding and collection rate, with Excel export.

Remind without the awkward call

Automatic schedule: 3 days before, on the due date, 3 days after and 7 days after, at 09:00.
Telegram on every plan, SMS on paid plans. Every SMS starts with your business name.
Never at night: nothing goes out between 21:00 and 07:00.
Never to someone who paid, sent a slip, or is paused.
One message per family: a parent gets one reminder for all their children.
Payers stay in control: they can stop reminders any time, and you see it.

Trust every slip

Slips from a link: payers send their slip and reference from their payment page. You or your staff confirm, or reject with a reason.
Each reference works once: a reused slip shows "Already used" and can't be confirmed.
Bank SMS match (Android): RePay reads money-in SMS from CBE and Telebirr on your own phone, finds the payer and suggests the payment. You tap to record; "Record all" asks once with the total.
Your messages stay private: the SMS text never leaves your phone. Only the payment you record is saved.
Slip meets SMS: a slip for money already found in your bank SMS shows "Already recorded from bank SMS".
Every payment shows its source: "From bank SMS · CBE FT26304ABCD", "Slip · checked by Hana", "Recorded by Hana · Cash".

Made for Ethiopia

Ethiopian or Gregorian calendar. Monthly payers keep their due day, and Pagume is never a billing month.
Birr, in whole numbers. No santim confusion.
Amharic and English on every screen and every message. Each payer gets messages in their own language.
Cash, Telebirr, CBE, M-Pesa, and online payment through Chapa.
Works offline. Record payments and add payers without internet. RePay syncs when you're back online.
Your team: add staff, choose which businesses they see, and see who recorded every payment.

Security and trust

Your money stays yours. Your data stays private.

RePay never holds money. It is not a wallet or a bank. Payers pay you directly, or online through Chapa straight to your bank.
Bank SMS stays on your phone. RePay reads only money-in messages from the banks you choose, and the text never leaves your phone.
Nothing recorded without a person. Bank SMS suggestions and slips are recorded only when you or your staff tap.
Every change is logged: who recorded or changed what, and when.
Private slips: only you and the staff of that business can see slip photos.
Encrypted in transit and at rest, with daily backups.
Payer numbers are used only for your reminders and receipts. Never for marketing, never shared with other businesses.
Sign in with your phone and a one-time code. No passwords to forget.
Your data is never deleted because a plan ended.

Add your payers today and turn on reminders. RePay takes it from there.

Be first to close the notebook. We'll message you on launch day.

We only use your number to tell you when RePay launches.

30 days free · No card · Nothing charged automatically